General information

The Bancaja Digital Photography Competition is property of Caja de Ahorros de Valencia, Castellón y Alicante, Bancaja, with registered office in Castellón, at Calle Caballeros, nº 2, is a credit institution of a foundational nature with a social and charitable orientation. It is subject to the oversight of the Bank and Spain and falls under the aegis of the Autonomous Government of Valencia. Set up on a permanent basis, it is a member of the Valencian Federation of Savings Banks and the Spanish Confederation of Savings Banks. It is registered in the Castellón Companies Registry in volume 532, book 99 of the general section, page CS-2749, in the Special Government Registry of the Bank of Spain under number 49 and in the Valencian Community Savings Bank Registry under number 4.

Caja de Ahorros de Valencia, Castellón y Alicante, Bancaja, is governed by its statutes as adapted to the revised text of the Savings Bank Act, passed by Legislative Decree 1/1997 of 23rd July of the Government of Valencia, and its implementing rules, and as authorised by resolution of the Valencian Institute of Finance on 8th October 1997.

Its CIF is G-46002804.

Intellectual and industrial property of the website

The intellectual property rights to the website, including its content, graphic design and code, are held by Bancaja.

The said company shall be exclusively entitled to the right to use this property in any form for commercial purposes and, especially, to the rights of reproduction, distribution, public communication and transformation. Partial reproduction of the contents is allowed, provided the conditions listed below are met. All actions not expressly authorised by Bancaja are prohibited.

Terms and conditions for partial reproduction:

• It must be compatible with the goals and interests of Bancaja.
• It must be done for the purpose of obtaining the information provided and not for commercial reasons or any reason other than individual or private use.
• None of the content of this website may be modified in any way.
• No element available on this website may be used, copied or distributed separately from the text or other content that accompanies it.
• It must be communicated to Bancaja in advance and in writing, by irrefutable means, and, moreover, certified authorisation must be obtained from the institution for the said use.
• The reproduced elements may not be subsequently assigned to third parties or installed on a server connected to the Internet or to a local network.
• The trade name, logos and trademarks on these pages are protected by law and may not be altered or modified by users.

Updating of the website

Bancaja reserves the right to update, modify or eliminate the information contained on its website, as well as to limit or deny access to the said information temporarily or permanently.

Liability for the contents of the website

The user undertakes to make proper and lawful use of this website. Bancaja shall not be liable for any problems that may arise due to improper use of its content.

Bancaja shall not be liable for any information not contained on these web pages and, thus, not drawn up by Bancaja or published under its name.

Bancaja shall not be liable for the information published on the website provided by third parties, such as information concerning the stock market and financial markets or information that may be subject to regular changes.

Bancaja shall not be liable for any discrepancies that might arise between the printed versions of its documents and the electronic versions of same published on its web pages. In case of discrepancy, the written version shall take precedence over the electronic version.

Bancaja shall not be liable for any use that minors might make of the website. Bancaja shall not be liable should the contents of the website disturb or offend minors in any way. It is the responsibility of parents to ensure proper usage of a tool such as the Internet and to supervise minors during their online sessions.

Liability with regard to links

The purpose of the links available on this page is purely informative.

Bancaja shall not be liable for any information contained on the websites of third parties that may be linked to the Bancaja website or for any website not directly managed by our website administrator.

Security

Bancaja shall not be liable for any security errors that might occur due to the use of outdated versions of browsers or for any consequences that might arise from the malfunction of browsers, whether due to the improper configuration thereof, the presence of computer viruses or any other cause unrelated to Bancaja.

Confidentiality of data

This section explains Bancaja’s privacy policy regarding the personal data you may provide while visiting the website. To this end, Bancaja’s goal is to protect your information online, just as it is protected with other media.

Pursuant to the terms of Act 15/1999 of 13th December governing the Protection of Personal Data, Bancaja hereby informs you that all of the data you provide to which it may have access will be incorporated in its files so as to enable maintenance and management of the contractual relationship or, where applicable, the processing of any request or suggestion that you, as a customer, may send.

The user shall be liable at all times for the truthfulness of the data supplied.

Bancaja undertakes to fulfil the obligation of nondisclosure of personal data and its duty to safeguard such data, and it will take the necessary measures to avoid the modification, loss or unauthorised processing thereof and unauthorised access thereto, at all times in keeping with current technological capabilities.

Bancaja is constantly supervising and assessing its processes to ensure that the privacy of data is respected.

On those forms where personal data are requested, you will be informed, where applicable, of the processing of your data in order to prepare or offer additional operations, savings or credit services intrinsic to the financial business that may interest you in future and shall have the option of expressing your opposition thereto. The recipient of this information will be Bancaja.

You will likewise be asked, where applicable, for authorisation to transfer the said data to other member companies of the Bancaja Group so as to enable a personalised service pursuant to your needs in the sphere of financial, banking, real estate, insurance, service, leisure, cultural or any other products or services, in keeping with the corporate purpose of each of the said companies.

You have the right to exercise your rights to access, modification, cancellation and opposition at any time by means of sending written notice to the Bancaja Customer Service Department at the following address: C/General Tovar, 3. 46003. Valencia. You may also send it to the post office box established for this purpose: 114 F.D. 46080. Valencia.

In order to enhance the service we offer, the website will occasionally use “cookies”. “Cookies” are tiny pieces of data that allow us to see how you move through the service for possible future use. Our “cookies” are valid solely for one session or visit and do not contain any information that would allow anyone to contact you by phone, email or regular post. Users can moreover set their browser to alert them when cookies are used or to prevent the use thereof.